The type of the Visa payment card is a debit card.
When issuing a Visa card, an additional IBAN account dedicated only for card payments is opened for you. It is separate from the main Paysera current account to make the control of your funds more convenient and to securely keep the amount of money dedicated only for card usage.
The Visa payment card can be used only if there are funds in the Visa payment card account, make sure that the balance on the payment card account is sufficient.