Knowledgebase: 9. Visa payment card
9.04. What is the type of Visa payment card: debit or credit?

The Visa payment card is a debit card.

When issuing a Visa card, an additional IBAN account dedicated only for card payments is opened for you. It is separate from the main Paysera current account to make the control of your funds more convenient and to securely keep the amount of money dedicated only for card payments. 

The Visa payment card may be used for settlement only by depositing money on its account in advance, and therefore before performing transfers or paying by card, make sure that the balance on the payment card account is sufficient. You will be able to use as many funds as there are on the account. It does not have a credit limit. 

Where can you use the Visa payment card? More information is provided here.