2.02 I carry out individual activity under a business certificate. Do I need a business account?

If you carry out an individual activity under a business certificate, you can collect payments to your personal account as business account cannot be opened in such cases.

If you wish to collect the funds in a separate account, you can open an additional IBAN account. Information on how this can be done is available in FAQ section 1.04 Additional IBAN account opening.