13.1.08 What is the difference between Bank Link and PIS payment methods?
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Bank Link
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Paysera PIS
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Bank or system price |
Up to 3 per cent from the amount
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Free of charge
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Selection of banks |
Only certain LT, LV and EE banks
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Wide selection of banks or systems in different European countries
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Payment process |
A payment template is created by the bank and the client only has to confirm it.
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A payment template for the bank is created by the PIS service provider and the client only has to confirm it.
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Payment speed |
2 steps of payment.
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2–3 payment steps
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Crediting time for the merchant
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3–5 min.
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3–5 min. (in a rare case up to 1 business day)
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Confirmation of payment
Security
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The payment is confirmed according to the means aligned with the bank (e.g. passwords from the card of codes, generator or special app).
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The payment is confirmed according to the means aligned with the bank (e.g. passwords from the card of codes, generator or special apps).
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